Divesh Singhvi

Thumbnail image for What is Debt – Floating Rate Mutual Fund Class?

What is Debt – Floating Rate Mutual Fund Class?

by Divesh Singhvi August 19, 2010

The economy is once again in turmoil and our money is in its roller coaster ride.  As interest rates climb, most bond owners are shaking their heads. The price of existing bonds falls when rates are on the rise. There is a way to offset the decline. You can invest in bank loan funds, also [...]

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What is Money Market Mutual Fund Class?

Thumbnail image for What is Money Market Mutual Fund Class? by Divesh Singhvi August 17, 2010

It is very interesting to note that in this world of money, we simply need to become aware of a lot of things lest we fall into the trap of bankruptcy.  Let us now talk today about money market funds class.  Well, certificates of deposit and Money Market Funds Class (MMF) fall within the same [...]

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What is Gold Mutual Fund Class?

Thumbnail image for What is Gold Mutual Fund Class? by Divesh Singhvi August 16, 2010

People in the business arena are very much into gold fund class investment since this type of fund will give you a greater probability of earning more from your capital or investment. With the US dollar experiencing continued weakness and no clear signs of a strong economic recovery, the idea of holding gold or investing [...]

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Story Of Three People Who Overcome Poverty

Thumbnail image for Story Of Three People Who Overcome Poverty by Divesh Singhvi August 14, 2010

Success and financial prosperity is not just a privilege of the chosen few, nor of those born with a golden spoon in their mouth. Abundance is not limited to just a few people. Ordinary people such as yourself can easily achieve abundance if you believe you can. Indeed, when you say abundance it doesn’t necessarily [...]

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What is Hybrid Mutual Fund Class?

Thumbnail image for What is Hybrid Mutual Fund Class? by Divesh Singhvi August 13, 2010

Hybrid fund class is defined as a category of mutual fund that is characterized by portfolio that is made up of a mix of stocks and bonds, which can vary proportionally over time or remain fixed. Morning star separates hybrid funds into domestic hybrid and international hybrid categories. On the other hand, investopedia says that [...]

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What is Balanced Mutual Fund Class?

Thumbnail image for What is Balanced Mutual Fund Class? by Divesh Singhvi August 13, 2010

Simply put, a Balanced fund class is a fund that combines a stock component, a bond component and, sometimes, a money market component, in a single portfolio. Generally, these hybrid funds stick to a relatively fixed mix of stocks and bonds that reflects either a moderate (higher equity component) or conservative (higher fixed-income component) orientation. [...]

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Guidelines On Online Application For New PAN (Form 49A)

Thumbnail image for Guidelines On Online Application For New PAN (Form 49A) by Divesh Singhvi August 11, 2010

Very recently, people are clamoring for an easier and a more fast and practical way of applying for a PAN card, in short, an online way of accomplishing it. But what is a PAN card?  PAN or  Permanent Account Number  is a ten-digit alphanumeric code generated by the India’s ‘Income Tax Department’, that is  required [...]

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SBI Car Loan

Thumbnail image for SBI Car Loan by Divesh Singhvi July 30, 2010

Are you in need of a car for your own convenience?  Or just for luxury after closing a huge business deal?  Or a reward and gift for someone you love most like a gift to your wife/husband or son or parents?  Well, the search ends here at SBI Car Loan. You have an Option to [...]

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Top 10 Life Insurance Companies In The Whole Of India

Thumbnail image for Top 10 Life Insurance Companies In The Whole Of India by Divesh Singhvi July 30, 2010

Life insurance is one of the most bought policies among the citizens of India.  In fact, because of this successful reality, the government of India supports very much these insurance agencies knowing that these agencies will be a helping hand in times of calamities and disasters for its millions of citizens.Here is the list of [...]

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SBI Ezee Scheme For Car Loans

Thumbnail image for SBI Ezee Scheme For Car Loans by Divesh Singhvi July 28, 2010

Do you have a car of your own?  Are you still commuting because of the high car amortization? Well don’t worry there is now an easy and a more affordable way of getting your car.  It is through the SBI Ezee scheme for car loans. For the millions of Indians who dream of buying a [...]

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